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Specialty Products

Mortgage/Creditor Insurance

 

Products – Mortgage/Creditor Insurance

Insurance is an important investment.It should be there when you need it.

Mortgage/creditor insurance will pay the remaining balance of your loan if you die or will pay your monthly payment if you become disabled or suffer a critical illness. The types of loans that are covered include mortgage loans, home equity loans, car loans, credit cards, and business loans. This policy will cover you for all your debts with all financial institutions under one contract. You decide who your beneficiaries will be and you choose the level and quality of coverage. No need to re-qualify when you re-new your mortgage or change financial institutions. Let us help you decide which coverage is best for you.

 

Individual Health & Dental Plans

 

Individual Health and Dental Plans

Insurance is an important investment.It should be there when you need it.

In Quebec you must be covered for health care expenses either through a group/association plan or the government sponsored plan.(RAMQ). If you are one of many who is covered exclusively through the government plan your coverage may be limited. Individual health and dental plans are designed to supplement coverage offered through your government plan. Supplemental plans can offer a variety of coverage including but not limited to dental services, private hospital rooms, glasses, nursing care, and most para-medical services.

 

Travel Insurance

 

Products – Travel Insurance

Insurance is an important investment.It should be there when you need it.

Never leave home without it! The consequences can be financially devastating! A prolonged hospital stay in the United States can easily cost you hundreds of thousands of dollars. With the proper emergency travel insurance you can have peace of mind. Whether you are planning a trip, expecting visitors, or are studying abroad, let us help you select the coverage that. Best suits your needs.

 

3 IN 1

 

Specialty Products – 3 in 1

Insurance is an important investment.It should be there when you need it.

This is a unique product which covers you for life insurance, disability insurance and critical illness insurance all under one policy. It is an affordable alternative to having three separate policies for each coverage. You will pay only one policy fee and will need to complete one application. This product is also an excellent alternative to your bank’s mortgage protection. It offers competitive rates, guaranteed premiums, and more flexibility. You will own your policy and have total control. Not the banks!

 

Children Plans

 

Specialty Products – Childrens

Insurance is an important investment.It should be there when you need it.

It’s never too early to protect the ones we love most. Children adapted insurance products are extremely affordable. Protect your children’s insurability by purchasing life insurance when they are young and healthy. The insurance policy can grow over time and provide the insured with substantial cash values. Pre payment options are also available. Children Critical Illness solutions also exists with children relevant coverage that can be converted to a full adult plan when the time comes. Full return of premiums if there is no claim.